/* ============================================================
   TIGER FINANCE — SIGNATURE LUXURY GOLD & OBSIDIAN DESIGN SYSTEM
   Curated palette matching the official Tiger Finance brand identity
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800;900&family=Space+Grotesk:wght@400;500;600;700;800&display=swap');

:root {
  /* ---- Tiger Luxury Gold Palette ---- */
  --gold-24k: #FFE259;
  --gold: #D4AF37;
  --gold-bright: #F5B324;
  --gold-amber: #F59E0B;
  --gold-deep: #D97706;
  --gold-dark: #92400E;

  --gold-gradient: linear-gradient(135deg, #FFE873 0%, #F5B324 40%, #D97706 75%, #92400E 100%);
  --gold-gradient-soft: linear-gradient(135deg, rgba(254, 240, 138, 0.25) 0%, rgba(245, 179, 36, 0.15) 50%, rgba(217, 119, 6, 0.08) 100%);
  --gold-gradient-card: linear-gradient(145deg, #FFFFFF 0%, #FFFDF7 100%);
  --gold-gradient-glow: radial-gradient(circle, rgba(245, 179, 36, 0.22) 0%, rgba(217, 119, 6, 0.06) 50%, transparent 75%);

  --gold-soft: rgba(245, 179, 36, 0.08);
  --gold-soft-hover: rgba(245, 179, 36, 0.14);
  --gold-border: rgba(212, 175, 55, 0.30);
  --gold-border-bright: rgba(245, 179, 36, 0.65);

  /* ---- Deep Obsidian & Dark Accents ---- */
  --obsidian-dark: #070A10;
  --obsidian-card: #0D131F;
  --navy: #0D1627;
  --navy-mid: #162238;
  --navy-light: #223456;

  /* ---- Backgrounds & Surfaces ---- */
  --white: #FFFFFF;
  --bg-champagne: #FAF8F5;
  --bg-warm-light: #F4EFE6;
  --bg-card: #FFFFFF;
  --border-light: #E9E4D8;
  --border-subtle: #F0ECE2;

  /* ---- Text ---- */
  --text-primary: #0F172A;
  --text-heading: #070A10;
  --text-body: #475569;
  --text-muted: #7E8D9F;

  /* ---- Status ---- */
  --green: #10B981;
  --green-soft: rgba(16, 185, 129, 0.12);
  --red: #EF4444;

  /* ---- Radii ---- */
  --r-xs: 6px;
  --r-sm: 10px;
  --r-md: 16px;
  --r-lg: 22px;
  --r-xl: 30px;
  --r-full: 9999px;

  /* ---- Shadows & Glows ---- */
  --shadow-sm: 0 4px 14px rgba(15, 23, 42, 0.05);
  --shadow-md: 0 10px 28px rgba(15, 23, 42, 0.08), 0 3px 10px rgba(212, 175, 55, 0.06);
  --shadow-lg: 0 20px 50px rgba(15, 23, 42, 0.10), 0 8px 24px rgba(212, 175, 55, 0.12);
  --shadow-gold: 0 8px 26px rgba(245, 158, 11, 0.32);
  --shadow-gold-hover: 0 14px 40px rgba(245, 158, 11, 0.45);

  --transition: 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 86px;
  font-size: 16px;
  background: var(--white);
  overflow-x: hidden;
}

body {
  font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  color: var(--text-primary);
  background: var(--white);
  line-height: 1.65;
  overflow-x: hidden;
  padding-top: 80px;
  -webkit-font-smoothing: antialiased;
}

.font-mono {
  font-family: 'Space Grotesk', monospace;
}

.container {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 28px;
}

/* ---- Typography ---- */
h1,
h2,
h3,
h4,
h5,
h6 {
  color: var(--text-heading);
  font-weight: 800;
  letter-spacing: -0.02em;
}

/* ---- Gold Text Gradient ---- */
.gold-text {
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  display: inline-block;
  font-weight: 800;
}

/* ============================================================
   NAVBAR
   ============================================================ */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  width: 100%;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border-light);
  transition: all var(--transition);
}

.navbar.scrolled {
  background: rgba(255, 255, 255, 0.98);
  box-shadow: 0 10px 30px rgba(15, 23, 42, 0.08);
  border-bottom-color: var(--gold-border);
}

.nav-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 80px;
}

/* Brand */
.brand-logo {
  display: flex;
  align-items: center;
  text-decoration: none;
}

.brand-logo img {
  height: 64px;
  width: auto;
  transition: transform 0.3s ease;
}

.brand-logo:hover img {
  transform: scale(1.05);
}

/* Nav Links */
.nav-links {
  display: flex;
  align-items: center;
  list-style: none;
  gap: 6px;
}

.nav-link {
  display: block;
  padding: 8px 14px;
  font-size: 14px;
  font-weight: 600;
  color: var(--text-body);
  text-decoration: none;
  border-radius: var(--r-sm);
  transition: all var(--transition);
  position: relative;
}

.nav-link:hover {
  color: var(--gold-amber);
  background: var(--gold-soft);
}

.nav-link.active {
  color: var(--gold-deep);
  background: var(--gold-soft);
  font-weight: 700;
}

.nav-link.active::after {
  content: '';
  position: absolute;
  bottom: 2px;
  left: 50%;
  transform: translateX(-50%);
  width: 22px;
  height: 2.5px;
  background: var(--gold-gradient);
  border-radius: 2px;
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 12px;
}

/* ---- Buttons ---- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  padding: 12px 26px;
  font-size: 14px;
  font-weight: 700;
  border-radius: var(--r-md);
  text-decoration: none;
  cursor: pointer;
  border: 1.5px solid transparent;
  transition: all var(--transition);
  white-space: nowrap;
}

.btn-sm {
  padding: 8px 20px;
  font-size: 13px;
  border-radius: var(--r-sm);
}

.btn-lg {
  padding: 15px 34px;
  font-size: 15px;
  border-radius: var(--r-md);
}

/* Gold filled button */
.btn-gold {
  background: var(--gold-gradient);
  color: #1a1202;
  font-weight: 800;
  box-shadow: 0 6px 20px rgba(245, 158, 11, 0.35);
  position: relative;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.4);
}

.btn-gold::after {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.45), transparent);
  transition: left 0.6s ease;
}

.btn-gold:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-gold-hover);
  color: #000;
}

.btn-gold:hover::after {
  left: 100%;
}

.btn-gold:active {
  transform: translateY(0);
}

/* Outline button */
.btn-outline {
  background: #FFFFFF;
  border-color: var(--border-light);
  color: var(--text-primary);
  box-shadow: var(--shadow-sm);
}

.btn-outline:hover {
  border-color: var(--gold-border-bright);
  color: var(--gold-deep);
  background: var(--gold-soft);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-outline:active {
  transform: translateY(0);
}

/* Mobile toggle */
.mobile-toggle {
  display: none;
  background: #FFFFFF;
  border: 1.5px solid var(--border-light);
  color: var(--text-primary);
  width: 44px;
  height: 44px;
  border-radius: var(--r-sm);
  cursor: pointer;
  font-size: 17px;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
}

.mobile-toggle:hover {
  background: var(--gold-soft);
  color: var(--gold-amber);
  border-color: var(--gold-border);
}

/* Mobile Drawer */
.mobile-drawer {
  display: none;
  background: var(--white);
  border-top: 1px solid var(--border-light);
  padding: 18px 24px 28px;
  box-shadow: var(--shadow-md);
}

.mobile-drawer.open {
  display: block;
}

.mobile-nav-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.mobile-nav-links .nav-link {
  padding: 13px 16px;
  font-size: 15px;
  border-bottom: 1px solid var(--border-subtle);
}

/* ============================================================
   SECTION COMMONS
   ============================================================ */
.section {
  padding: 104px 0;
  position: relative;
}

.section-alt {
  background: var(--bg-champagne);
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
}

.section-header {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 64px;
}

.section-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 18px;
  background: var(--gold-soft);
  border: 1px solid var(--gold-border);
  border-radius: var(--r-full);
  font-size: 12px;
  font-weight: 700;
  color: var(--gold-deep);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 18px;
}

.live-status-dot {
  width: 8px;
  height: 8px;
  background: var(--green);
  border-radius: 50%;
  box-shadow: 0 0 10px var(--green);
  animation: pulseGreen 1.8s infinite;
  display: inline-block;
}

.section-title {
  font-size: 42px;
  font-weight: 800;
  line-height: 1.18;
  letter-spacing: -0.025em;
  color: var(--text-heading);
  margin-bottom: 16px;
}

.section-subtitle {
  font-size: 16px;
  color: var(--text-body);
  line-height: 1.75;
}

/* ============================================================
   HERO SECTION — MODERN SPLIT SHOWCASE LAYOUT
   ============================================================ */
.hero {
  position: relative;
  overflow: hidden;
  background: linear-gradient(180deg, #FFFFFF 0%, #FAF8F5 100%);
  padding: 50px 0 80px;
}

.hero-bg-glow {
  position: absolute;
  top: 10%;
  right: -5%;
  width: 650px;
  height: 650px;
  background: var(--gold-gradient-glow);
  filter: blur(80px);
  pointer-events: none;
  z-index: 0;
  opacity: 0.8;
}

.hero-container {
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 56px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero-content {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}

.hero-eyebrow {
  margin-bottom: 22px;
}

.hero-title {
  font-size: 58px;
  font-weight: 900;
  letter-spacing: -0.03em;
  line-height: 1.08;
  color: var(--text-heading);
  margin-bottom: 22px;
}

.hero-desc {
  font-size: 17px;
  color: var(--text-body);
  line-height: 1.75;
  margin-bottom: 36px;
  max-width: 540px;
}

.hero-cta-group {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 48px;
}

/* Hero Trust Stats Row */
.hero-stats-row {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 16px 24px;
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: var(--r-lg);
  box-shadow: var(--shadow-sm);
}

.hero-stat-pill {
  display: flex;
  flex-direction: column;
}

.h-stat-num {
  font-family: 'Space Grotesk', monospace;
  font-size: 22px;
  font-weight: 800;
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  line-height: 1.1;
}

.h-stat-label {
  font-size: 11px;
  font-weight: 600;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-top: 2px;
}

.hero-stat-divider {
  width: 1px;
  height: 32px;
  background: var(--border-light);
}

/* ============================================================
   UNIVERSAL 3D IMAGE SHOWCASE CARDS & FLOATING BADGES
   ============================================================ */
.hero-visual-col,
.showcase-visual-wrap {
  position: relative;
  perspective: 1200px;
}

.hero-visual-card,
.showcase-card-inner {
  position: relative;
  background: #FFFFFF;
  border-radius: var(--r-xl);
  border: 1.5px solid var(--gold-border);
  box-shadow: var(--shadow-lg), 0 0 30px rgba(245, 179, 36, 0.12);
  overflow: visible;
  transition: transform 0.5s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.5s ease;
}

.hero-visual-card:hover,
.showcase-card-inner:hover {
  transform: translateY(-6px) scale(1.01);
  box-shadow: 0 28px 60px rgba(15, 23, 42, 0.14), 0 0 45px rgba(245, 179, 36, 0.22);
  border-color: var(--gold-border-bright);
}

.visual-glow-backdrop {
  position: absolute;
  inset: -10px;
  background: var(--gold-gradient-glow);
  filter: blur(35px);
  border-radius: inherit;
  z-index: -1;
  pointer-events: none;
  opacity: 0.85;
}

.visual-image-wrapper {
  overflow: hidden;
  border-radius: calc(var(--r-xl) - 2px);
  position: relative;
  background: #FDFDFD;
}

.hero-showcase-img {
  width: 100%;
  height: 480px;
  object-fit: cover;
  object-position: center;
  display: block;
  transition: transform 0.6s ease;
}

.hero-visual-card:hover .hero-showcase-img,
.showcase-card-inner:hover .showcase-img {
  transform: scale(1.03);
}

.showcase-img {
  width: 100%;
  height: 460px;
  object-fit: cover;
  object-position: center;
  display: block;
  border-radius: calc(var(--r-xl) - 2px);
  transition: transform 0.6s ease;
}

/* Floating Badges */
.floating-badge {
  position: absolute;
  z-index: 10;
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 18px;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid var(--gold-border);
  border-radius: var(--r-md);
  box-shadow: 0 12px 32px rgba(15, 23, 42, 0.12), 0 0 16px rgba(245, 179, 36, 0.15);
  pointer-events: auto;
  transition: all 0.3s ease;
}

.floating-badge:hover {
  transform: translateY(-3px) scale(1.03) !important;
  border-color: var(--gold-bright);
  box-shadow: 0 16px 36px rgba(15, 23, 42, 0.16), 0 0 24px rgba(245, 179, 36, 0.28);
}

.f-badge-icon {
  width: 42px;
  height: 42px;
  border-radius: var(--r-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  flex-shrink: 0;
}

.gold-glow-icon {
  background: var(--gold-gradient);
  color: #1a1202;
  box-shadow: 0 4px 14px rgba(245, 179, 36, 0.4);
}

.shield-glow-icon {
  background: #0D1627;
  color: var(--gold-bright);
  border: 1px solid var(--gold-border);
  box-shadow: 0 4px 14px rgba(13, 22, 39, 0.3);
}

.green-glow-icon {
  background: rgba(16, 185, 129, 0.15);
  color: var(--green);
  border: 1px solid rgba(16, 185, 129, 0.3);
}

.dark-glow-icon {
  background: #1E293B;
  color: var(--gold-24k);
  border: 1px solid var(--gold-border);
}

.f-badge-info {
  display: flex;
  flex-direction: column;
}

.f-badge-title {
  font-size: 14px;
  font-weight: 800;
  color: var(--text-heading);
  line-height: 1.2;
}

.f-badge-sub {
  font-size: 11px;
  font-weight: 600;
  color: var(--gold-deep);
  margin-top: 2px;
}

/* Badge Positioning */
.badge-top-right {
  top: -20px;
  right: -20px;
}

.badge-bottom-left {
  bottom: -22px;
  left: -20px;
}

.badge-top-left {
  top: -20px;
  left: -20px;
}

.badge-bottom-right {
  bottom: -22px;
  right: -20px;
}

.hero-floating-pill {
  position: absolute;
  top: 24px;
  left: -24px;
  z-index: 10;
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 8px 16px;
  background: rgba(13, 22, 39, 0.92);
  color: #FFFFFF;
  border: 1px solid var(--gold-border);
  border-radius: var(--r-full);
  font-size: 12px;
  font-weight: 700;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.25);
}

.live-dot-pulse {
  width: 7px;
  height: 7px;
  background: var(--gold-bright);
  border-radius: 50%;
  box-shadow: 0 0 8px var(--gold-bright);
  animation: pulseGold 1.8s infinite;
}

/* Floating Animations */
.float-anim {
  animation: floatingSlow 4s ease-in-out infinite;
}

.float-anim-delay {
  animation: floatingSlow 4.5s ease-in-out infinite 1.5s;
}

.float-anim-alt {
  animation: floatingAlt 5s ease-in-out infinite 0.8s;
}

@keyframes floatingSlow {

  0%,
  100% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(-8px);
  }
}

@keyframes floatingAlt {

  0%,
  100% {
    transform: translateY(0) scale(1);
  }

  50% {
    transform: translateY(-6px) scale(1.02);
  }
}

@keyframes pulseGold {
  0% {
    box-shadow: 0 0 0 0 rgba(245, 179, 36, 0.7);
  }

  70% {
    box-shadow: 0 0 0 8px rgba(245, 179, 36, 0);
  }

  100% {
    box-shadow: 0 0 0 0 rgba(245, 179, 36, 0);
  }
}

/* ============================================================
   ABOUT SECTION
   ============================================================ */
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1.05fr;
  gap: 72px;
  align-items: center;
}

.about-content {
  display: flex;
  flex-direction: column;
}

.about-title {
  font-size: 38px;
  font-weight: 800;
  line-height: 1.2;
  letter-spacing: -0.025em;
  color: var(--text-heading);
  margin-bottom: 20px;
}

.about-lead {
  font-size: 17px;
  color: var(--navy-mid);
  font-weight: 600;
  line-height: 1.65;
  margin-bottom: 16px;
}

.about-body {
  font-size: 15px;
  color: var(--text-body);
  line-height: 1.75;
  margin-bottom: 30px;
}

.about-goals {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 34px;
}

.about-goal-item {
  display: flex;
  align-items: center;
  gap: 14px;
  font-size: 15px;
  font-weight: 600;
  color: var(--text-heading);
}

.goal-check-icon {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--gold-soft);
  border: 1.5px solid var(--gold-border-bright);
  color: var(--gold-deep);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  flex-shrink: 0;
}

/* ============================================================
   OUR APPROACH / WHAT WE DO
   ============================================================ */
.approach-grid {
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 72px;
  align-items: center;
}

.wwd-cards {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.wwd-card-h {
  display: flex;
  gap: 20px;
  align-items: flex-start;
  padding: 24px 26px;
  background: var(--white);
  border: 1px solid var(--border-light);
  border-radius: var(--r-lg);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}

.wwd-card-h::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 4px;
  height: 100%;
  background: var(--gold-gradient);
  opacity: 0;
  transition: opacity var(--transition);
}

.wwd-card-h:hover {
  transform: translateX(8px);
  border-color: var(--gold-border);
  box-shadow: var(--shadow-md);
  background: #FFFDF9;
}

.wwd-card-h:hover::before {
  opacity: 1;
}

.wwd-num-badge {
  min-width: 46px;
  height: 46px;
  background: var(--gold-gradient);
  border-radius: var(--r-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  font-weight: 900;
  font-family: 'Space Grotesk', monospace;
  color: #1a1202;
  flex-shrink: 0;
  box-shadow: 0 4px 14px rgba(245, 158, 11, 0.35);
}

.wwd-card-h h4 {
  font-size: 17px;
  font-weight: 800;
  color: var(--text-heading);
  margin-bottom: 6px;
}

.wwd-card-h p {
  font-size: 14px;
  color: var(--text-body);
  line-height: 1.6;
}

/* ============================================================
   WHY TIGER FINANCE (6 FEATURES)
   ============================================================ */
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px;
}

.feature-card {
  background: var(--white);
  border: 1px solid var(--border-light);
  border-radius: var(--r-xl);
  padding: 38px 32px;
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}

.feature-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--gold-gradient);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.4s ease;
}

.feature-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg), 0 0 25px rgba(245, 158, 11, 0.12);
  border-color: var(--gold-border);
}

.feature-card:hover::before {
  transform: scaleX(1);
}

.feature-icon-wrapper {
  width: 62px;
  height: 62px;
  border-radius: var(--r-md);
  background: var(--gold-soft);
  border: 1.5px solid var(--gold-border);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  color: var(--gold-deep);
  margin-bottom: 24px;
  transition: all 0.3s ease;
}

.feature-card:hover .feature-icon-wrapper {
  background: var(--gold-gradient);
  color: #1a1202;
  border-color: transparent;
  box-shadow: 0 6px 18px rgba(245, 158, 11, 0.35);
  transform: scale(1.05);
}

.feature-title {
  font-size: 19px;
  font-weight: 800;
  color: var(--text-heading);
  margin-bottom: 12px;
}

.feature-desc {
  font-size: 14px;
  color: var(--text-body);
  line-height: 1.7;
}

/* ============================================================
   OUR MISSION
   ============================================================ */
.mission-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.mission-item {
  display: flex;
  gap: 18px;
  background: var(--white);
  border: 1px solid var(--border-light);
  border-radius: var(--r-lg);
  padding: 26px 22px;
  transition: all var(--transition);
  box-shadow: var(--shadow-sm);
}

.mission-item:hover {
  border-color: var(--gold-border);
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
}

.mission-num {
  font-size: 30px;
  font-weight: 900;
  font-family: 'Space Grotesk', monospace;
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  line-height: 1;
  flex-shrink: 0;
}

.mission-text h4 {
  font-size: 16px;
  font-weight: 800;
  color: var(--text-heading);
  margin-bottom: 6px;
}

.mission-text p {
  font-size: 13.5px;
  color: var(--text-body);
  line-height: 1.6;
}

/* ============================================================
   APPROACH CYCLE (NUMBERED STEPS)
   ============================================================ */
.cycle-steps {
  display: flex;
  flex-direction: column;
  gap: 12px;
  max-width: 900px;
  margin: 0 auto;
}

.cycle-step {
  display: grid;
  grid-template-columns: 88px 1fr;
  gap: 28px;
  align-items: center;
  padding: 26px 30px;
  background: var(--white);
  border: 1px solid var(--border-light);
  border-radius: var(--r-lg);
  transition: all var(--transition);
  box-shadow: var(--shadow-sm);
}

.cycle-step:hover {
  background: #FFFDF9;
  padding-left: 38px;
  border-color: var(--gold-border-bright);
  box-shadow: var(--shadow-md);
}

.cycle-step-num {
  font-size: 46px;
  font-weight: 900;
  font-family: 'Space Grotesk', monospace;
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  line-height: 1;
  text-align: center;
}

.cycle-step-content h4 {
  font-size: 20px;
  font-weight: 800;
  color: var(--text-heading);
  margin-bottom: 6px;
}

.cycle-step-content p {
  font-size: 15px;
  color: var(--text-body);
  line-height: 1.65;
}

/* ============================================================
   HOW IT WORKS
   ============================================================ */
.hiw-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
}

.hiw-step {
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  background: var(--white);
  padding: 34px 24px;
  border-radius: var(--r-xl);
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition);
}

.hiw-step:hover {
  transform: translateY(-6px);
  border-color: var(--gold-border);
  box-shadow: var(--shadow-md);
}

.hiw-step-visual {
  display: flex;
  align-items: center;
  width: 100%;
  margin-bottom: 22px;
}

.hiw-step-num {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--gold-gradient);
  color: #1a1202;
  font-weight: 900;
  font-size: 17px;
  font-family: 'Space Grotesk', monospace;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 4px 18px rgba(245, 158, 11, 0.4);
}

.hiw-step-line {
  flex: 1;
  height: 2px;
  background: linear-gradient(to right, var(--gold-border), transparent);
  margin-left: 10px;
}

.hiw-step-icon {
  width: 66px;
  height: 66px;
  border-radius: var(--r-md);
  background: var(--gold-soft);
  border: 1.5px solid var(--gold-border);
  box-shadow: var(--shadow-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 26px;
  color: var(--gold-deep);
  margin-bottom: 18px;
  transition: all 0.3s ease;
}

.hiw-step:hover .hiw-step-icon {
  background: var(--gold-gradient);
  color: #1a1202;
  box-shadow: 0 6px 18px rgba(245, 158, 11, 0.35);
  transform: scale(1.06);
}

.hiw-title {
  font-size: 17px;
  font-weight: 800;
  color: var(--text-heading);
  margin-bottom: 8px;
}

.hiw-desc {
  font-size: 13.5px;
  color: var(--text-body);
  line-height: 1.6;
}

/* ============================================================
   TRANSPARENCY SECTION
   ============================================================ */
.transparency-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.transparency-item {
  background: var(--white);
  border: 1px solid var(--border-light);
  border-radius: var(--r-xl);
  padding: 32px 28px;
  transition: all var(--transition);
  box-shadow: var(--shadow-sm);
}

.transparency-item:hover {
  border-color: var(--gold-border);
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
}

.transp-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--r-md);
  background: var(--gold-soft);
  border: 1px solid var(--gold-border);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  color: var(--gold-deep);
  margin-bottom: 18px;
  transition: all 0.3s ease;
}

.transparency-item:hover .transp-icon {
  background: var(--gold-gradient);
  color: #1a1202;
  box-shadow: 0 4px 14px rgba(245, 158, 11, 0.35);
}

.transparency-item h4 {
  font-size: 17px;
  font-weight: 800;
  color: var(--text-heading);
  margin-bottom: 8px;
}

.transparency-item p {
  font-size: 13.5px;
  color: var(--text-body);
  line-height: 1.6;
}

/* ============================================================
   RISK MANAGEMENT SECTION
   ============================================================ */
.risk-layout {
  display: grid;
  grid-template-columns: 1fr 1.05fr;
  gap: 72px;
  align-items: center;
}

.risk-cards-col {
  display: flex;
  flex-direction: column;
  gap: 18px;
  margin-bottom: 26px;
}

.risk-card-w {
  display: flex;
  gap: 18px;
  align-items: flex-start;
  padding: 22px 24px;
  background: var(--white);
  border: 1px solid var(--border-light);
  border-radius: var(--r-lg);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition);
}

.risk-card-w:hover {
  border-color: var(--gold-border);
  transform: translateX(8px);
  box-shadow: var(--shadow-md);
  background: #FFFDF9;
}

.risk-icon-w {
  width: 48px;
  height: 48px;
  background: var(--gold-soft);
  border: 1px solid var(--gold-border);
  border-radius: var(--r-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-deep);
  font-size: 20px;
  flex-shrink: 0;
  transition: all 0.3s ease;
}

.risk-card-w:hover .risk-icon-w {
  background: var(--gold-gradient);
  color: #1a1202;
  box-shadow: 0 4px 14px rgba(245, 158, 11, 0.35);
}

.risk-card-w h4 {
  font-size: 16px;
  font-weight: 800;
  color: var(--text-heading);
  margin-bottom: 4px;
}

.risk-card-w p {
  font-size: 13.5px;
  color: var(--text-body);
  line-height: 1.6;
}

.risk-disclaimer-pill {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px 20px;
  background: rgba(245, 158, 11, 0.08);
  border: 1px solid var(--gold-border);
  border-radius: var(--r-md);
  font-size: 13px;
  color: var(--text-body);
  line-height: 1.5;
}

.risk-disclaimer-pill i {
  color: var(--gold-amber);
  font-size: 18px;
  flex-shrink: 0;
}

/* ============================================================
   PERFORMANCE STATS
   ============================================================ */
.perf-stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.perf-stat-card {
  background: var(--white);
  border: 1px solid var(--border-light);
  border-radius: var(--r-xl);
  padding: 40px 24px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}

.perf-stat-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--gold-gradient);
  transform: scaleX(0);
  transition: transform 0.4s ease;
}

.perf-stat-card:hover {
  border-color: var(--gold-border-bright);
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg), 0 0 24px rgba(245, 158, 11, 0.18);
}

.perf-stat-card:hover::before {
  transform: scaleX(1);
}

.perf-stat-icon {
  font-size: 30px;
  color: var(--gold-deep);
  margin-bottom: 16px;
  display: inline-block;
  transition: transform 0.3s ease;
}

.perf-stat-card:hover .perf-stat-icon {
  transform: scale(1.15);
}

.perf-stat-value {
  font-size: 46px;
  font-weight: 900;
  line-height: 1;
  font-family: 'Space Grotesk', monospace;
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  margin-bottom: 8px;
}

.perf-stat-label {
  font-size: 13px;
  font-weight: 700;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

/* ============================================================
   FAQ ACCORDION
   ============================================================ */
.faq-accordion {
  max-width: 840px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.faq-item {
  background: var(--white);
  border: 1px solid var(--border-light);
  border-radius: var(--r-md);
  overflow: hidden;
  transition: all var(--transition);
  box-shadow: var(--shadow-sm);
}

.faq-item.active {
  border-color: var(--gold-border-bright);
  box-shadow: var(--shadow-md);
}

.faq-question {
  width: 100%;
  padding: 22px 26px;
  background: transparent;
  border: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 16px;
  font-weight: 800;
  color: var(--text-heading);
  text-align: left;
  cursor: pointer;
  gap: 16px;
}

.faq-chevron {
  color: var(--gold-amber);
  transition: transform 0.35s ease;
  flex-shrink: 0;
  font-size: 15px;
}

.faq-item.active .faq-chevron {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

.faq-answer-inner {
  padding: 0 26px 24px;
  font-size: 14.5px;
  line-height: 1.8;
  color: var(--text-body);
}

/* ============================================================
   CALL TO ACTION BANNER
   ============================================================ */
.cta-banner {
  background: linear-gradient(135deg, #070A10 0%, #111A2E 50%, #070A10 100%);
  border-radius: var(--r-xl);
  padding: 76px 48px;
  text-align: center;
  position: relative;
  overflow: hidden;
  border: 1px solid var(--gold-border);
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.25), 0 0 40px rgba(245, 158, 11, 0.15);
}

.cta-banner::before {
  content: '';
  position: absolute;
  top: -50%;
  left: 50%;
  transform: translateX(-50%);
  width: 600px;
  height: 350px;
  background: radial-gradient(circle, rgba(245, 179, 36, 0.25) 0%, transparent 70%);
  pointer-events: none;
}

.cta-banner h2 {
  font-size: 42px;
  font-weight: 900;
  color: #FFFFFF;
  margin: 22px 0 16px;
  letter-spacing: -0.02em;
}

.cta-banner p {
  font-size: 16px;
  color: rgba(255, 255, 255, 0.75);
  max-width: 600px;
  margin: 0 auto 34px;
  line-height: 1.75;
}

.cta-banner-actions {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
}

/* ============================================================
   FOOTER
   ============================================================ */
.footer {
  background: #070A10;
  color: rgba(255, 255, 255, 0.7);
  padding: 72px 0 32px;
  border-top: 1px solid rgba(212, 175, 55, 0.2);
}

.footer-top {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1.2fr;
  gap: 48px;
  margin-bottom: 52px;
}

.footer-about img {
  background: #FFFFFF;
  border-radius: var(--r-md);
  padding: 8px 18px;
  height: 82px;
  width: auto;
  max-width: 200px;
  object-fit: contain;
  display: inline-block;
  margin-bottom: 22px;
  border: 1.5px solid rgba(212, 175, 55, 0.4);
  box-shadow: 0 6px 22px rgba(0, 0, 0, 0.4), 0 0 16px rgba(245, 158, 11, 0.16);
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}

.footer-about img:hover {
  transform: translateY(-2px);
  border-color: var(--gold-border-bright);
  box-shadow: 0 10px 28px rgba(0, 0, 0, 0.5), 0 0 24px rgba(245, 158, 11, 0.3);
}

.footer-about p {
  font-size: 14px;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.65);
  max-width: 320px;
  margin-bottom: 22px;
}

.footer-col h5 {
  font-size: 15px;
  font-weight: 800;
  color: #FFFFFF;
  margin-bottom: 20px;
  letter-spacing: 0.5px;
  text-transform: uppercase;
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer-link {
  color: rgba(255, 255, 255, 0.65);
  text-decoration: none;
  font-size: 14px;
  transition: all var(--transition);
  display: inline-block;
}

.footer-link:hover {
  color: var(--gold-bright);
  transform: translateX(4px);
}

.footer-social {
  display: flex;
  gap: 10px;
}

.footer-social-btn {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.12);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255, 255, 255, 0.7);
  font-size: 15px;
  text-decoration: none;
  transition: all var(--transition);
}

.footer-social-btn:hover {
  background: var(--gold-gradient);
  border-color: transparent;
  color: #1a1202;
  transform: translateY(-3px);
  box-shadow: 0 4px 16px rgba(245, 158, 11, 0.4);
}

.footer-bottom {
  padding-top: 30px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.5);
  flex-wrap: wrap;
  gap: 12px;
}

/* Back to Top */
.back-to-top {
  position: fixed;
  bottom: 28px;
  right: 28px;
  width: 46px;
  height: 46px;
  background: var(--gold-gradient);
  color: #1a1202;
  border: none;
  border-radius: 50%;
  box-shadow: var(--shadow-gold);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  z-index: 999;
  opacity: 0;
  visibility: hidden;
  transition: all var(--transition);
}

.back-to-top.visible {
  opacity: 1;
  visibility: visible;
}

.back-to-top:hover {
  transform: translateY(-3px) scale(1.05);
  box-shadow: var(--shadow-gold-hover);
}

/* ============================================================
   RESPONSIVE MEDIA QUERIES
   ============================================================ */
@media (max-width: 1024px) {
  .hero-container {
    grid-template-columns: 1fr;
    gap: 48px;
    text-align: center;
  }

  .hero-content {
    align-items: center;
  }

  .hero-desc {
    max-width: 600px;
  }

  .hero-cta-group {
    justify-content: center;
  }

  .hero-stats-row {
    justify-content: center;
  }

  .about-grid,
  .approach-grid,
  .risk-layout {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .features-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .mission-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .hiw-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .transparency-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-top {
    grid-template-columns: 1fr 1fr;
    gap: 36px;
  }
}

@media (max-width: 768px) {
  .nav-links {
    display: none;
  }

  .mobile-toggle {
    display: flex;
  }

  .section {
    padding: 68px 0;
  }

  .hero {
    padding: 30px 0 60px;
  }

  .hero-title {
    font-size: 40px;
  }

  .section-title {
    font-size: 32px;
  }

  .features-grid,
  .mission-grid,
  .hiw-grid,
  .transparency-grid {
    grid-template-columns: 1fr;
  }

  .perf-stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
  }

  .hero-showcase-img,
  .showcase-img {
    height: 340px;
  }

  .floating-badge {
    padding: 8px 12px;
    gap: 8px;
  }

  .f-badge-icon {
    width: 32px;
    height: 32px;
    font-size: 14px;
  }

  .f-badge-title {
    font-size: 12px;
  }

  .f-badge-sub {
    font-size: 10px;
  }

  .badge-top-right {
    top: -12px;
    right: -10px;
  }

  .badge-bottom-left {
    bottom: -12px;
    left: -10px;
  }

  .badge-top-left {
    top: -12px;
    left: -10px;
  }

  .badge-bottom-right {
    bottom: -12px;
    right: -10px;
  }

  .hero-floating-pill {
    top: 12px;
    left: -10px;
    font-size: 11px;
    padding: 6px 12px;
  }

  .cta-banner {
    padding: 48px 24px;
  }

  .cta-banner h2 {
    font-size: 30px;
  }

  .footer-top {
    grid-template-columns: 1fr;
    gap: 30px;
  }
}

@media (max-width: 480px) {
  .hero-title {
    font-size: 32px;
  }

  .hero-desc {
    font-size: 15px;
  }

  .hero-stats-row {
    flex-direction: column;
    width: 100%;
    gap: 12px;
  }

  .hero-stat-divider {
    width: 100%;
    height: 1px;
  }

  .hero-showcase-img,
  .showcase-img {
    height: 260px;
  }

  .perf-stats-grid {
    grid-template-columns: 1fr;
  }

  .perf-stat-value {
    font-size: 38px;
  }

  .section-title {
    font-size: 26px;
  }

  .btn-lg {
    padding: 12px 24px;
    font-size: 14px;
    width: 100%;
  }

  .hero-cta-group {
    flex-direction: column;
    width: 100%;
  }

  .hero-cta-group .btn {
    width: 100%;
  }
}